Just got my renewal quote through from Peter James insurance brokers and it's gone up from £112 for the kettle and the GSX1100 to £185 for the kettle and the Enfield. I knew it would probably go up with a new bike added on instead of the GSX, but I didn't expect that much of an increase.
So I started trawling the internet for quotes but couldn't find anything cheaper, Carol Nash came in at £269 on a multibike policy and others were similar, I even tried two separate policies with the Enfield being a modern and the kettle being a classic, but still couldn't beat PJ's renewal quote.
So I rang PJ to renew and asked why the premium had gone up so much after adding a smaller engined bike and removing the GSX and was told that it was down to the value of the Enfield and also that because it's a new bike it would have to be replaced with a new one after a bad prang. (Like Richards.)
Oh well it's only money I guess.
Insurance renewal:-(
- stevewharton
- Posts: 2150
- Joined: Mon Jul 05, 2010 11:01 am
- Location: Grimsby, Lincolnshire.
Insurance renewal:-(
Look, my paintwork hasn't got "Fish scales" they're "Dragon scales" right!!! However, after some thought, I will accept "Black Marlin" or "Swordfish", but definitely not "Haddock" or "Cod".
- PaulD738
- Posts: 3962
- Joined: Thu Sep 25, 2014 6:57 pm
- Location: Warrington Cheshire
Re: Insurance renewal:-(
I changed from Carole Nash to Peter James as Nash put the cost up by £100! Got both my Kat & T500 done for £150 with everything included. Well chuffed
They're rubbish them Jap bikes lad they won't last five minutes! you want to get yourself a nice Royal Enfield!
A quote from my old dad
I started out with nothing and I’ve got most of it left!
A quote from my old dad
I started out with nothing and I’ve got most of it left!
- stevewharton
- Posts: 2150
- Joined: Mon Jul 05, 2010 11:01 am
- Location: Grimsby, Lincolnshire.
Re: Insurance renewal:-(
£150's not bad for two bikes Paul, I guess mine costs a bit more with one being brand new and the kettle on £10000 agreed value.
Look, my paintwork hasn't got "Fish scales" they're "Dragon scales" right!!! However, after some thought, I will accept "Black Marlin" or "Swordfish", but definitely not "Haddock" or "Cod".
- PaulD738
- Posts: 3962
- Joined: Thu Sep 25, 2014 6:57 pm
- Location: Warrington Cheshire
Re: Insurance renewal:-(
Mine are both agreed too Steve, the Kat at £9k and T500 £8k. I was really pleased with the quote
They're rubbish them Jap bikes lad they won't last five minutes! you want to get yourself a nice Royal Enfield!
A quote from my old dad
I started out with nothing and I’ve got most of it left!
A quote from my old dad
I started out with nothing and I’ve got most of it left!
- stevewharton
- Posts: 2150
- Joined: Mon Jul 05, 2010 11:01 am
- Location: Grimsby, Lincolnshire.
Re: Insurance renewal:-(
I guess a lot of variables come into the equation when working out the risk and the premium, like where you live, claims, clean licence etc, and the fact that you're a whippersnapper and me being a grumpy old git.
I thought I'd get that in before you or the special one did.
I thought I'd get that in before you or the special one did.
Look, my paintwork hasn't got "Fish scales" they're "Dragon scales" right!!! However, after some thought, I will accept "Black Marlin" or "Swordfish", but definitely not "Haddock" or "Cod".
- 2strokejohnny
- Posts: 1362
- Joined: Sun Nov 08, 2009 7:20 am
- Location: Bed/Cambs border
Re: Insurance renewal:-(
mine is £250
9k,7k,4k, and modern triumph bonneville with sidecar all agreed value
9k,7k,4k, and modern triumph bonneville with sidecar all agreed value
Suzuki GT750B
Suzuki GT750K
Triumph T100 Unit Bonny
Suzuki GT750K
Triumph T100 Unit Bonny
- stevewharton
- Posts: 2150
- Joined: Mon Jul 05, 2010 11:01 am
- Location: Grimsby, Lincolnshire.
Re: Insurance renewal:-(
Not bad John, but have you all noticed how much premiums are creeping up? It doesn't seem too long ago that I paid just £64 for the kettles fully comp' policy, and also how careful you have to be when applying for a new policy in case you leave yourself with no cover.
I rang a well known insurer for a car insurance quote and answered "yes" when asked if I'd had any accidents, they then asked if it was my fault and I said no, it was the pheasant that'd ran out in front of me and caused almost a grands worth of damage to my new car.
They said it was my fault because you can't make a claim against a pheasant and slapped another £100 on the quote. Nitpicking, that's what I call it.
I rang a well known insurer for a car insurance quote and answered "yes" when asked if I'd had any accidents, they then asked if it was my fault and I said no, it was the pheasant that'd ran out in front of me and caused almost a grands worth of damage to my new car.
They said it was my fault because you can't make a claim against a pheasant and slapped another £100 on the quote. Nitpicking, that's what I call it.
Look, my paintwork hasn't got "Fish scales" they're "Dragon scales" right!!! However, after some thought, I will accept "Black Marlin" or "Swordfish", but definitely not "Haddock" or "Cod".